This Disclaimer is incorporated by reference into the SaaSMosaic Terms of Service and applies to every SaaSMosaic product (including Range Waiver and Startly).

SaaSMosaic Liability Disclaimer and Service Agreement

Version: v1 · Effective: 2026-05-25

This Liability Disclaimer and Service Agreement (the "Disclaimer") is a binding addendum to the SaaSMosaic Terms of Service (https://saasmosaic.com/terms.html) governing the Customer's access to and use of any software, service, application, website, or content (including without limitation educational, instructional, training, advisory, marketing, blog, video, audio, downloadable, or promotional content) that is operated, hosted, distributed, published, or otherwise made available by SaaSMosaic LLC ("SaaSMosaic"), an Alabama limited liability company, including without limitation:

together with any future product, service, application, website, content, API, integration, embed widget, or other offering operated by SaaSMosaic (each, a "Service" and collectively, the "Services").

By indicating acceptance during checkout, account creation, or continued use of any Service, the Customer ("you", "your") agrees to be bound by this Disclaimer in addition to the Terms of Service. To the extent of any direct conflict, this Disclaimer controls with respect to the Services.

1. Nature of the Services

1.1. The Services are software products, online services, applications, and websites. The Services are not:

(a) legal advice; (b) a certification of compliance with any federal, state, local, or foreign law; (c) a representation, certification, or warranty that any document, output, signature, attestation, acknowledgment, audit trail, certificate, recommendation, training plan, route, time, or other artifact generated through the Services is legally enforceable, factually accurate, medically advisable, financially sound, or fit for any particular purpose in any jurisdiction; (d) a substitute for licensed legal, regulatory, medical, financial, fitness, safety, training, insurance, or other professional advice; or (e) a guarantee of the safety, conduct, character, fitness, eligibility, or identity of any third party who interacts with, signs through, or is referenced in the Services.

1.2. The Customer is solely responsible for determining whether each Service is suitable for the Customer's particular business, personal circumstances, jurisdiction, physical condition, and risk profile, and for verifying with the Customer's own qualified advisors that the Service satisfies the Customer's requirements before relying on it.

2. As-Is, As-Available; Disclaimer of Warranties

2.1. The Services are provided "AS IS" and "AS AVAILABLE", with all faults, and without warranty of any kind, express or implied. SaaSMosaic expressly disclaims all warranties with respect to the Services, including without limitation:

(a) the implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and quiet enjoyment; (b) any warranty arising out of course of dealing, course of performance, or trade usage; (c) any warranty that any Service will be uninterrupted, error-free, secure, accurate, complete, current, or free of viruses or other harmful components; (d) any warranty that any document, signature, attestation, audit packet, certificate, training plan, recommendation, calculation, route, time, distance, statistic, or other artifact generated through any Service will be admissible, enforceable, sufficient, accurate, current, or legally effective in any administrative, judicial, regulatory, athletic, medical, or other proceeding or context; and (e) any warranty that any Service, or the Customer's use of any Service, complies with the Federal Electronic Signatures in Global and National Commerce Act ("E-SIGN"), the Uniform Electronic Transactions Act ("UETA"), the Americans with Disabilities Act ("ADA"), the Web Content Accessibility Guidelines ("WCAG"), or any analogous state, federal, or foreign law or standard.

2.2. Inherent risks acknowledged. The Customer acknowledges that certain activities and businesses associated with the Services involve inherent risks that no software can eliminate, including without limitation the risks identified in Section 4 below. The Customer assumes all such risk associated with the Customer's use of the Services and any underlying activity or business.

2.3. Some jurisdictions do not allow the exclusion of certain implied warranties; in such jurisdictions, the foregoing exclusions apply only to the maximum extent permitted by law.

3. Customer Responsibilities

3.1. The Customer shall be solely responsible for:

(a) determining the legal sufficiency, factual accuracy, and operational fitness of every document, configuration, template, output, signature, attestation, route, plan, or artifact the Customer creates, edits, publishes, transmits, or relies on through the Services; (b) compliance with all federal, state, local, and foreign laws and regulations applicable to the Customer's business, profession, activities, and use of the Services; (c) the physical safety of all premises operated by the Customer, the supervision and training of the Customer's personnel, and the conduct of every customer, signer, visitor, athlete, employee, and third party who interacts with the Customer in connection with the Services; (d) maintaining all licenses, permits, registrations, bonds, insurance, certifications, and accreditations required by law or by industry standard for the Customer's business or activities; (e) verifying the identity, eligibility, age, qualifications, and physical fitness of any individual who interacts with the Services where such verification is required by law or by reasonable practice; (f) accurate, complete, and timely entry of all information into the Services; (g) the lawful collection, processing, retention, and disclosure of all personal information, biometric information, location information, health information, and other regulated data, including under the California Consumer Privacy Act, the Illinois Biometric Information Privacy Act, the Health Insurance Portability and Accountability Act, the General Data Protection Regulation (where applicable), and any analogous federal, state, or foreign law; (h) the security of the Customer's account credentials, API keys, kiosk PINs, integration secrets, and webhook endpoints; (i) consulting with qualified legal, medical, financial, fitness, safety, training, or other professional advisors before relying on any Service in any matter where professional judgment is required; and (j) any consequences that arise from the Customer's failure to perform any of the foregoing.

3.2. The Customer acknowledges that the Services are tools whose effectiveness depends entirely on the Customer's correct and lawful use of them. SaaSMosaic has no duty to monitor, audit, supervise, validate, or correct the Customer's use of the Services.

4. Service-Category Acknowledgments

The Customer acknowledges the following category-specific risks, as applicable to the Customer's use of each Service.

4.1. Firearms-industry Services (including Range Waiver)

(a) Firearms are inherently dangerous and can cause serious bodily injury and death. No software can prevent firearms-related injury or death, prevent any signer from making a misrepresentation on a waiver, prevent any third party from initiating litigation, prevent any prohibited person from attempting access, or insulate the Customer from regulatory action.

(b) The Customer is solely responsible for compliance with all federal, state, and local firearms laws and regulations, including without limitation those administered by the Bureau of Alcohol, Tobacco, Firearms and Explosives ("ATF"), the National Instant Criminal Background Check System ("NICS"), state attorneys general, and state firearms regulators. The Services do not perform NICS checks, do not file ATF forms, and do not constitute a background check.

(c) The Customer is solely responsible for determining the legal sufficiency of any waiver, attestation, or acknowledgment generated through any firearms-industry Service in every jurisdiction in which the Customer operates.

(d) The Customer assumes all risk associated with the Customer's firearms-industry business operations, including without limitation risk arising from the conduct of any signer who completes a waiver through any Service.

4.2. Fitness, training, athletic-performance, and instructional Services (including Startly)

(a) Athletic activity, including running, training, and racing, involves inherent risks including without limitation sudden cardiac arrest, heart attack, stroke, heat illness, hyponatremia, dehydration, exertional rhabdomyolysis, asthma exacerbation, falls, vehicle collisions, dog attacks, assault, and acute or chronic musculoskeletal injury, any of which may result in death or permanent disability. No software, content, training plan, recommendation, or other output of any Service can eliminate or materially reduce these risks.

(b) Training plans, recommended routes, calculated pace, predicted times, distance measurements, elevation profiles, recovery suggestions, race-day instructions, hydration and nutrition guidance, warm-up and cool-down protocols, articles, videos, and similar instructional or advisory outputs are general informational content produced by software, are not personalized medical advice, coaching, or treatment, and are not based on any examination, evaluation, or knowledge of the Customer's individual health, medical history, fitness level, medications, or contraindications. The Services do not perform any medical clearance, fitness evaluation, or pre-participation screening.

(c) The Customer represents and warrants that the Customer has consulted with a qualified medical professional and obtained appropriate medical clearance before beginning, modifying, or relying on any training regimen, plan, route, or recommendation provided through any Service. The Customer should consult a qualified coach before relying on any training plan for any competitive or high-intensity application.

(d) The Customer is solely responsible for the safety of every route, location, time of day, weather condition, and environment in which the Customer trains, including without limitation the safety of road conditions, traffic, wildlife, terrain, lighting, and trespass risk. The Customer assumes all risk associated with the Customer's athletic activity and acknowledges that any injury, illness, or death the Customer may experience while training is not the responsibility of any SaaSMosaic Party.

4.3. Websites and general informational content (including saasmosaic.com)

(a) Information published on any website operated by SaaSMosaic, including blog posts, comparison pages, marketing pages, downloadable resources, and lead-magnet content, is general informational content and is not legal, medical, financial, regulatory, or other professional advice.

(b) Statistical claims, comparisons to other products, pricing references, and industry-research summaries are based on information believed accurate at the time of publication but may be incomplete, out of date, or supplemented or corrected without notice. The Customer should independently verify any such information before relying on it.

(c) Inbound links to or from third-party websites do not constitute an endorsement of, or warranty regarding, any third party.

5. No Professional Advice

5.1. SaaSMosaic is not a law firm, a regulatory consultancy, a medical or healthcare provider, a licensed coach or trainer, a financial advisor, an insurance broker, a safety auditor, or a firearms instructor. Nothing in the Services, including any default text, template, content suggestion, helper copy, training plan, route, comparison, or in-product guidance, constitutes legal, medical, fitness, regulatory, compliance, tax, financial, insurance, safety, training, or any other professional advice.

5.2. The Customer is advised, and acknowledges, that the Customer should consult with the Customer's own qualified professionals before relying on any output of the Services in any actual or potential legal, medical, regulatory, financial, athletic, or safety matter.

6. Limitation of Liability

6.1. To the maximum extent permitted by applicable law, in no event shall SaaSMosaic, its officers, members, employees, contractors, agents, affiliates, licensors, suppliers, successors, or assigns (collectively, the "SaaSMosaic Parties") be liable to the Customer, to any signer, athlete, visitor, employee, or other third party, or to any other person for any of the following arising out of, relating to, or in connection with the Services, this Disclaimer, or the Terms of Service:

(a) bodily injury, including death, to any person; (b) property damage of any kind; (c) regulatory action, including investigation, citation, license suspension or revocation, civil penalty, criminal prosecution, or seizure, by any governmental authority; (d) civil litigation initiated by any third party against the Customer; (e) any determination by any court, arbitrator, agency, or other adjudicator that any document, signature, attestation, audit packet, certificate, training plan, route, or other artifact generated through the Services is unenforceable, inadmissible, inaccurate, insufficient, or legally ineffective in whole or in part; (f) lost profits, lost revenue, lost business opportunities, lost goodwill, lost data, business interruption, reputational harm, or diminution in business value; (g) any indirect, incidental, special, consequential, exemplary, statutory, treble, or punitive damages; or (h) the acts, omissions, conduct, or character of any third party.

6.2. Aggregate cap. Notwithstanding anything to the contrary, the SaaSMosaic Parties' aggregate liability arising out of, or in connection with, the Services, this Disclaimer, the Terms of Service, and the Customer's use of the foregoing, whether in contract, tort, statute, or otherwise, shall not exceed the greater of (i) the total amount actually paid by the Customer to SaaSMosaic for the Service giving rise to the claim during the twelve (12) months immediately preceding the event giving rise to the claim, or (ii) one hundred United States dollars (US$100). The Customer acknowledges that the fees for the Services (and the availability of free tiers) are set in reliance on this limitation, and that absent this limitation the fees would be materially higher and free tiers would not be offered.

6.3. The limitations in this Section 6 apply even if a remedy fails of its essential purpose and even if a SaaSMosaic Party has been advised of the possibility of the relevant loss or damage. The limitations in this Section 6 apply to the maximum extent permitted by law. Some jurisdictions do not allow the limitation or exclusion of liability for certain damages; in such jurisdictions, the foregoing limitations apply only to the maximum extent permitted by law.

7. Indemnification

7.1. The Customer shall indemnify, defend, and hold harmless the SaaSMosaic Parties from and against any and all claims, actions, suits, demands, proceedings, investigations, judgments, settlements, fines, penalties, damages, losses, costs, fees (including reasonable attorneys' fees and expert fees), and other liabilities (collectively, "Losses") arising out of, relating to, or in connection with:

(a) the Customer's use of any Service; (b) any document, signature, attestation, audit packet, communication, plan, route, content, or output generated, transmitted, collected, stored, or processed through the Services in connection with the Customer's account; (c) any act or omission of the Customer or any of the Customer's officers, employees, contractors, agents, signers, athletes, visitors, or invitees; (d) any breach by the Customer of this Disclaimer, the Terms of Service, or any applicable law; and (e) any allegation that, if true, would constitute any of the foregoing.

7.2. SaaSMosaic shall have the right, at its option, to assume sole control of the defense and settlement of any matter for which the Customer owes indemnification under this Section 7, in which case the Customer shall reasonably cooperate with such defense at the Customer's expense. The Customer shall not settle any such matter without SaaSMosaic's prior written consent if the settlement (i) imposes any obligation, payment, or admission of fault on any SaaSMosaic Party, (ii) limits or impairs any SaaSMosaic Party's rights, or (iii) does not include a complete release of every SaaSMosaic Party.

8. Customer Insurance

8.1. The Customer, where the Customer is a business or other organization, represents and warrants that the Customer maintains, and shall maintain throughout the term of the Customer's use of any Service, at the Customer's expense, commercial general liability insurance, professional liability insurance, and any other insurance required by law or customary for a business of similar size, scope, and industry, each in amounts that are commercially reasonable. The Customer's insurance shall be primary with respect to all matters arising out of the Customer's use of the Services. Upon SaaSMosaic's reasonable request, the Customer shall provide a certificate of insurance evidencing the foregoing coverage.

9. Force Majeure

9.1. No SaaSMosaic Party shall be liable for any failure or delay in the performance of any Service caused by events outside the SaaSMosaic Parties' reasonable control, including without limitation acts of God, natural disasters, fire, flood, earthquake, severe weather, war, hostilities, civil disorder, riot, terrorism, sabotage, insurrection, government act, embargo, supply-chain disruption, labor disturbance, internet or telecommunications outage, third-party infrastructure failure, denial-of-service attack, or pandemic.

10. Governing Law; Venue

10.1. This Disclaimer is governed by, and construed in accordance with, the laws of the State of Alabama, without regard to its conflict-of-laws principles, and excluding the United Nations Convention on Contracts for the International Sale of Goods.

10.2. Any dispute arising out of, or in connection with, this Disclaimer, the Terms of Service, or the Services shall be brought exclusively in the state or federal courts located in Jefferson County, Alabama, and the Customer irrevocably consents to the personal jurisdiction of, and venue in, those courts and waives any objection based on inconvenient forum.

11. Waiver of Jury Trial

11.1. To the maximum extent permitted by applicable law, each of the Customer and SaaSMosaic irrevocably waives any right to a trial by jury in any action, proceeding, or counterclaim, whether in contract, tort, or otherwise, arising out of, or in connection with, this Disclaimer, the Terms of Service, or any Service.

12. Acknowledgment of Unusual Terms

12.1. The Customer acknowledges and agrees that the disclaimers, limitations of liability, indemnification, jury-trial waiver, governing-law and venue provisions, and aggregate liability cap set forth in this Disclaimer are essential elements of the bargain between the Customer and SaaSMosaic, that the Customer has had an adequate opportunity to review them, that the Customer is sophisticated and has had the opportunity to consult with counsel, and that the fees for the Services (and the availability of free tiers) are set in reliance on them.

12.2. The Customer specifically acknowledges that the Customer has read and understands Sections 2 (Disclaimer of Warranties), 4 (Service-Category Acknowledgments), 6 (Limitation of Liability), 7 (Indemnification), and 11 (Waiver of Jury Trial), and that the Customer agrees to be bound by each of them.

13. Survival

13.1. Sections 2, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, and 15 of this Disclaimer survive any termination, expiration, or rescission of the Customer's relationship with SaaSMosaic, regardless of cause.

14. General

14.1. Entire agreement. This Disclaimer, together with the Terms of Service and any executed order form, constitutes the entire agreement between the Customer and SaaSMosaic with respect to the Services and supersedes all prior or contemporaneous communications, proposals, and agreements, whether oral or written.

14.2. Severability. If any provision of this Disclaimer is held invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall remain in full force and effect, and the invalid or unenforceable provision shall be modified to the minimum extent necessary to render it valid and enforceable while preserving the parties' intent.

14.3. No waiver. No failure or delay by SaaSMosaic in exercising any right under this Disclaimer shall operate as a waiver of that right. No waiver shall be effective unless in a writing signed by an authorized representative of SaaSMosaic.

14.4. Assignment. The Customer may not assign or transfer this Disclaimer or any rights or obligations under it, by operation of law or otherwise, without SaaSMosaic's prior written consent. SaaSMosaic may assign this Disclaimer in its sole discretion. Subject to the foregoing, this Disclaimer is binding on, and inures to the benefit of, the parties' permitted successors and assigns.

14.5. Independent contractors. The parties are independent contractors. No agency, partnership, joint venture, employment, or fiduciary relationship is created by this Disclaimer.

14.6. Headings. Section headings are for convenience only and have no substantive effect.

15. Changes to This Disclaimer

15.1. SaaSMosaic may update this Disclaimer from time to time by publishing a new version. Material changes will be communicated by email or by an in-product notice at least thirty (30) days before they take effect. The Customer's continued use of the Services after a new version takes effect constitutes acceptance of the new version. SaaSMosaic may require the Customer to affirmatively re-acknowledge a new version before continuing to use the Services.

16. Contact

SaaSMosaic LLC · 120 19th St N, Ste 201 PMB 303316, Birmingham, AL 35203-3219, US · sales@saasmosaic.com · (901) 206-5634

By indicating acceptance during checkout, account creation, or continued use of any Service, the Customer represents and warrants that the individual indicating acceptance is at least 18 years of age, has full authority to bind the Customer to this Disclaimer (where the Customer is a business or other organization), and has read, understood, and agreed to every provision of this Disclaimer, including without limitation the disclaimers of warranties, the limitation of liability, the indemnification obligations, and the waiver of jury trial.